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Airbnb Host and Investors Forum North America - USA Regions South A Short Term Rental (STR) Forum Community

Florida Insurance [2025 Thread]
DLegend
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Posts: 23
Threads: 3
Joined: Dec 2023
#1
04-12-2025, 11:41 PM
Let's hear it hosts.. what are ya'll paying for your insurance coverages??

I'm at $1950 a year on my rental property with a short term rental endorsement in Orlando.
Zavv301
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Posts: 27
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Joined: Dec 2023
#2
04-12-2025, 11:58 PM
(04-12-2025, 11:41 PM)DLegend Wrote: Let's hear it hosts.. what are ya'll paying for your insurance coverages??

I'm at $1950 a year on my rental property with a short term rental endorsement in Orlando.

That's a pretty good rate. How many sqft and is it a newer build? I'm assuming that rate doesn'tsnt include wind coverage? I know many insurance companies are either pulling out of Florida or are super picky in which properties they will insure.
floridaman
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Posts: 8
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Joined: Jan 2024
#3
04-19-2025, 11:00 PM
I know two people who ended up selling their homes which they had on airbnb in South Florida. Between the ever increasing insurance, regulations and condo fee increases it just wasn't worth it anymore. Might as well get out before the market tanks even more.
The Original Floridaman. Big Grin
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